Protecting Against Liability 

The Assure (2018) is a property risk certificate designed to support due diligence and risk management in the property and legal sectors.

Generated instantly by TerraSearch®, a property risk platform, the Assure (2018) is provided when a location is identified to be outside of the 'Affected Areas'. These 'Affected Areas' cover all known and potential mining and ground perils and are defined by The Law Society in the 25th Edition of the Conveyancing Handbook. The ‘Affected Areas’, used to determine whether further risk assessment is required, have been created by Terrafirma using licensed British Geological Survey and Coal Authority datasets. If no hazards are identified, Assure (2018) includes Terrafirma's terms and conditions, carrying £10 million per claim per Assure and ensures 100% risk transfer from the property professional to Terrafirma.

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The unique TerraSearch® platform is a tool that enables professionals to locate all mining and ground hazards within a residential or commercial site. TerraSearch® instantly screens the risk from all UK past mineral extraction, including over 55 mining hazards such as coal, brine, tin, stone, gypsum, lead, limestone, iron, clay and many more. Screening also includes natural ground perils, such as landslides, soluble rocks, running sands, collapsible deposits, compressible ground and clay subsidence. Individual alerts are available for Coal hazards and for natural ground perils.

Where a hazard is identified, the response from TerraSearch® changes to a Hazard Alert. An instantly generated pdf that clearly presents the type of hazards identified and next steps. Depending on the type of hazards identified, the recommended report will be different, ensuring the client receives the most relevant and accurate report.

TerraSearch® and the Assure (2018) challenges the need for a full report on every site, without compromising on delivery, risk transfer and assessment. The TerraSearch® platform along with the Assure (2018) are unique and unrivalled in the UK property and legal sectors, ensuring a cost-effective and expert solution to all mining and ground hazards.

Key Features of the TerraSearch Assure:

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  • Identifies whether a site is susceptible to known mining or natural ground stability hazards

  • Pinpoints the property using OS Data to ensure the most accurate results (does not use postcodes)

  • Offer protected certification for properties where no ground hazards are found

  • Includes all mining hazards (55 minerals) and all natural ground perils, including subsidence

  • Is available instantly, delivered either by our web or XML platform

  • Confirms whether a site is/isn’t within a Coal Mining Reporting Area

  • Is available across England, Wales & Scotland

  • Includes terms and conditions with £10 million Professional Indemnity Policy (per Assure)

  • Assure (2018) adheres to The Search Code, as regulated by the Property Codes Compliance Board


Interested in using Assure?

Explore a residential Assure sample report by using the link to the right. Contact us for further residential and commercial sample reports.

Please contact a Terrafirma partner if you would like to find out more information or would like to discuss access to our TerraSearch® platform.